Community embedded insurance
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Carolyn Kousky Insurance for Good site founded by Kousky and others
Parametric micro insurance for poor communities
Other thought leaders and practitioners:
Look up:
Francis Bouchard, Marsh
Carlyn Walker
Helen Wiley, SBP
Alison Bowden Nature Conservancy
Susan Crawford, Sr Fellow Carnegie Endowment
Megan Kuczynski ClimateTech Connect
Frank Nutter, Google Him and see what he has been saying for 40 yrs.
This should get you started