Community embedded insurance
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Carolyn Kousky [[Insurance for Good] site led by Kousky and others
Other thought leaders and practitioners:
Look up: Carolyn Kousky, EDF & Insurance for Good
Francis Bouchard, Marsh Carlyn Walker Helen Wiley, SBP Alison Bowden, Nature Conservancy Susan Crawford, Sr Fellow Carnegie Endowment Megan Kuczynski, ClimateTech Connect Frank Nutter, Google Him and see what he has been saying for 40 yrs.
This should get you started